What Is The Full Form Of GCC In Banking?
GCC full form in banking is General Credit Card Loan. And just so you know, it is a special type of financial tool made for people who don’t have any credit history, especially those who live in rural or semi-urban areas. But why is there a need for GCC? Well, it’s all about making sure more people can access money and helping small business owners.
Why Should You Care About Such Type Of Credit Card?
For many, the General Credit Card changes everything. Without asking the user to put up collateral or explain how they’ll use the funds, it offers hassle-free credit. And that’s because this card is very useful for tiny and small businesses and mostly for individuals. The GCC makes it much easier to get the funds you need if you’re a small business owner in need of working cash or a term loan. The cool thing about the GCC is that it looks like a bank card or a smart card. You can get funds whenever you need them with this kind of freedom, which keeps your business running smoothly.
How Does This GCC Work?
For GCCs to be issued and used properly, the RBI has set some rules. The RBI’s master orders spell out the rules that these cards must follow when it comes to credit cards. Don’t worry, though, banks can make their GCC products fit your needs. They may set your credit limit based on how much you can actually pay back and how risky it is for them.
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